Retirement Planning

Tools and information to help you plan for your future.

Social Security Estimator

Retirement Plan FAQs

401(k) FAQs

Vanguard 401(k) Website

Call 800-523-1188

Your 401(k) is your Retirement Savings Plan (RSP) which combines the convenience of automatic payroll deductions with:

  • Immediate tax savings
  • Self-directed investments
  • Company matching contributions - if you contribute to the RSP, the first 6% of eligible contributions will receive a match of 75 cents for each dollar you contribute. The matching contribution is always made in before-tax dollars, regardless of whether you contribute on a before-tax basis, a Roth basis or a combination of the two
  • Age Based Company contributions - even if you don't save in the plan, you may be eligible


PNM Severance Policy

Union Severance Pay Plan

Non-Union Severance Pay Plan

The Non-Union Severance Pay Plan was amended to reflect the change in salary grades. Management Group Benefits are offered to those eligible employees in Salary Grades G04-G01 (previously P15-P18) at the time of impaction. The Summary Plan Description does not reflect this update.


    Local SJ County Nonprofit Opportunities

    153 Nonprofit Partners in San Juan Region